Northern Tool Credit Card Payment, Login, and Customer Service Information

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northern-tool-credit-cardUpdated April 19, 2018 – There are 2 Northern Tool credit cards issued by different financial institutions, so be sure you know which card you have when reading the info below…

If you have the Northern Tool consumer credit card, it is issued by Wells Fargo, and you will interact with Wells Fargo when it comes to paying your bill online or by mail, or if you need customer service help. The information you need to complete any of these tasks is below:

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Average Credit Card Debt – April 2018

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This month we calculate the average credit card debt per credit card holder in the United States to be $5449.73. The average credit card debt per household is $8308.66.

How did we arrive at these numbers?

Using data from the Federal Reserve, the U.S. Census, and various other sources, we note that revolving credit card debt was over $1 trillion in February ($1.0309 trillion to be exact). About 77% of the country’s 327+ million people are 18 or over, and about 75% of those people are credit card holders. The average household has 2.64 people.
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Average Credit Card Rates – April 2018

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average-card-rates225The current average credit card rate for the overall market is 20.12%, an all-time high in our survey (which began in April of 2014), and the first time the average rate has eclipsed 20%. Last month’s average calculated card rate was 19.97%.

Over the past several months we’ve seen major credit card companies raising rates to match the recent Federal Reserve rate hikes, but we’ve also seen general rate increases unrelated to these Fed hikes. (Most credit cards have a variable rate that moves up and down in line with Federal interest rates, but issuers can re-price their rate structures for new customers at any time.)

The current 20.12% average rate includes both bank credit cards and retail credit cards, and it reflects the average for new card applications, not the rates being paid by current customers on older cards. See below for further breakdowns of rate averages by category.

Comparing current rates to the past, the average credit card rate at this time last year was 19.24%, almost a full point lower than today’s average. Going back two years, the average rate in April of 2016 was 18.72%. In April of 2015 it was 18.05%.
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Walmart Credit Card Payment, Login, and Customer Service Information

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walmart-mastercardUpdated April 17, 2018 – Walmart credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony you will interact with when it comes to paying your bill online or by mail, or to get customer service assistance.

Below is all the information you need to complete any of these tasks:

  • To access your account and make a Walmart credit card payment online, you can log in here.

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Review: Overstock.com Credit Card

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Updated April 16, 2018 – The Overstock.com MasterCard offers you the ability to get a nice rebate on Overstock.com purchases as well as credit for purchases you make everywhere else MasterCard is accepted. Our overview / review of the card is below:

The Overstock credit card is a MasterCard — a point in its favor. Here at rahulgandhi we prefer credit cards that are accepted widely versus cards that can only be used at one retail chain. The Overstock.com card is accepted everywhere MasterCard is accepted.
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Credit Cards Issued by Synchrony Bank (formerly GE Capital Retail Bank)

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synchrony-bank-logo225Updated April 13, 2018 – Synchrony Bank (formerly GE Capital Retail Bank) is the bank that is “really” behind many of the most popular retail credit cards out there. This means that if you have one of these cards, it is Synchrony Bank that is extending you credit and it is Synchrony you will be dealing with in the future, not the company whose name is on the front of the card. Synchrony Bank credit cards include:

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Evine Live Credit Card Payment, Login, and Customer Service Information

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evine-credit-cardUpdated April 10, 2018 – The Evine Live credit card is issued in partnership with Synchrony Bank, and it is Synchrony you will deal with when it comes to making a payment online or by mail, or if you need customer service assistance. Below you’ll find all of the information you need to complete any of these tasks:

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Menards Credit Card Payment, Login, and Customer Service Information

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menards-credit-cardUpdated April 9, 2018 – The Menards Big Card credit card is offered in partnership with Capital One, and it is Capital One you will interact with in order to pay your Menards credit card bill online or by mail, or if you need customer service help. Information on completing any of these tasks is below:

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The Children’s Place Credit Card Payment, Login, and Customer Service Information

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childrens-place-ccUpdated April 9, 2018 – The Children’s Place credit card is issued in partnership with Comenity Capital Bank, and it is Comenity you will interact with when it comes to making a payment online or by mail, or for customer service help. Information on accessing any of these options is below:

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