Best Credit Cards for a 600 Credit Score


You probably already know this, but a 600 credit score is considered “fair” at best; many card issuers would actually put it in the bad credit category. So, your credit card options are limited. Still, there are cards that may approve you. Here are some to investigate:

Indigo® Mastercard® for Less than Perfect Credit – Pre-qualify for a card today and it will not impact your credit score. All credit histories considered. Mobile account access at any time. Fraud protection for stolen or lost cards. Account history is reported to the three major credit bureaus in the U.S. ++

Credit One Bank® Cash Back Credit Card – See if you Pre-Qualify without harming your credit score. 1% cash back on eligible purchases, terms apply. No deposit requirements and opportunities to build your credit. ++

Fingerhut Credit Card – Internet/catalog retailer with a long history of working with people who’ve had “credit challenges in the past.” Offers an unsecured credit card to let you finance items from its extensive catalog of clothing, electronics, home furnishings, more. ++

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit – Easy pre-qualification process which does not affect your credit score. Less than perfect credit is okay. 24/7 access to your account information, even on mobile. ++

In addition to the unsecured credit cards above, you are almost certain to be approved for a secured credit card with a 600 credit score. However, note that secured credit cards require a refundable deposit to initially get the card. These cards often have better terms if you are willing to put up a deposit to get them. If that sounds OK to you, you can take your 600 credit score over to our Secured Credit Cards page for more options.

++ Indicates that this site receives compensation when you are approved for this card.